Moneybags

Moneybags is a greedy bear and minor villain in the Spyro series. He first appears in Ripto's Rage, where he

charges Spyro a "small fee" of gems in order to progress through the game. He charges these fees for anything, from learning to swim to opening a bridge. In Year of the Dragon, he is more villainous when it is revealed that he and The Sorceress made a deal to hold her enemies ransom so Spyro could pay a "small fee" for their release. Although still infatuated with gems, he seemed to have reformed in Shadow Legacy, having started a family and and opened shops.

Spyro 2: Ripto's Rage!
Moneybags owns a castle in Summer Forest, Autumn Plains and Winter Tundra, until each had been usurped by Ripto. He wishes to lay claim to the gems Spyro collects, and is seen at many plot-crucial points in the game.

Fees
Glimmer: 100 gems to open the bridge

Summer Forest Home: Aquaria Towers:
 * 500 gems to learn to swim
 * 400 gems to unlock Aquaria Towers