Mr. Santo

"It's business. We run a service, she knew the rules. She should have read the small print."

- Mr. Santo to Luis Lopez.

Mr. Santo is a character in the Grand Theft Auto IV: The Ballad of Gay Tony who only appears in the mission, Momma's Boy. He is a loan shark that pays the debt with Luis Lopez that he wants to participate L.C. Cage Fighter. If Luis did not take a dive at the third round, Santo would becomes an antagonist in an attempts to kill him.

Events of The Ballad of Gay Tony
Santo gives money to Luis Lopez' mother, Adriana struggling to pay off. Luis assures, maybe correct, that Santo also loans money to other individuals and, as brought up by Luis several times, there might be other old ladies.

The debt is accepted when Santo brings Luis to Liberty City Cage Fighters; the status of the objective is dependent upon's player choice:

"Santo: Hey man, you know you did the right thing. Nice to see a man like you swallow his pride for his mama.

Luis: Just stay the f-ck away from her, okay? You got your money. We done.

Santo: You listen to me. I was there for your mama when you weren't. I think you must a lost some brain cells in that fight.

Luis: If i see you i'll kill, bro. I'm out."

- Santo congratulating Luis for taking a dive.


 * If Luis takes a dive at the third round, Santo shall acknowledge the debt of Adriana and doesn't ever physically show up again. In a call with Luis, he did not manage to ask her to talk with Santo no more.

"Santo: What the f-ck? You know how much money i had on the fight? Are too f-cking stupid to know when to lay down?

Luis: I guess i must be.

Santo: You're a f-cking dead man. I'm gonna burn that b-tch mom of yours, too.

Luis: I don't think you are, tough guy. This little game's over for you."

- Santo berating Luis for not taking a dive.


 * Outside the cage fight, Santo threatens Luis to kill him and to burn Adriana by calling her "b-tch". Luis states that this little game's over for Santo. Santo attacks him with a knife and Luis is forced to kill him.