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|“||Pop quiz, hotshot. There's a bomb on a bus. Once the bus goes 50 miles an hour, the bomb is armed. If it drops below 50, it blows up. What do you do? ...WHAT D'YOU DO?!||„|
|~ Howard Payne to Jack Traven|
Howard Payne is the main antagonist of the 1994 sleeper hit action thriller Speed. He was a retired police officer from a bomb squad unit and because of this, he became an extortionist and an extremely calculating, manipulative, temperamental, and psychopathic terrorist.
Payne first worked for the Atlanta Police as a sergeant of the bomb squad team. In 1989, whilst defusing a bomb, his left hand was severely burned and he also lost a thumb. He was forced into retirement afterwards as he proved too ineffective to do his job anymore. Payne's sanity snapped and he turned to crime using his knowledge of bombs to become rich, regardless of how many lives he would take.
First Kidnapping and Attempt to Bomb Elevator
Five years later, Payne was working on a Los Angeles skyscraper express elevator during the night. A security guard spots him and asks to see his work permit, only to be stabbed in the ear with a screwdriver and killed by Payne, who is revealed to be planting bombs on the elevator's cables. After Payne bombs the cables, the emergency brakes are the only things holding the elevator car up. LAPD officers Jack Traven and Harry Temple manage to rescue the hostages before Payne detonates the emergency brakes sending the elevator plummeting to the basement. They find Payne in a freight elevator, who was overseeing the bombing.
Payne reveals he is wearing a bomb with a pressure release detonator, using it to take Harry hostage. Payne tricks the police into thinking that the express elevator is getting off on a different floor and takes Harry with him. Jack manages to shoot Harry in the leg, causing a confused Payne to release him. Jack tries to pursue Payne, who sets off a small explosion in the parking garage that appears to kill him. Jack and Harry are commended for their bravery in an official ceremony. Harry is promoted to Detective and given a desk job.
The Bus Incident
|“||Two years I spent setting up that elevator job. Two years I invested myself in it. You couldn't understand the kind of commitment I have. You ruined a man's life's work and you think you can walk away. You got blinders on to the world!||„|
|~ Payne revealing his resentment and revenge towards Jack.|
When Jack identifies himself as a police officer, one man draws a gun, believing Jack has come to arrest him, and accidentally shoots the driver, Sam. Another passenger, Annie Porter, takes the wheel and is forced to desperately maneuver through the city's congested streets at all costs.
Meanwhile, the police department receives their own extortion threat from Payne and responds with an escort for the bus while Jack's superior, Lieutenant McMahon, directs it from a following helicopter to the unused 105 freeway where a commandeered flatbed truck joins it to disembark the passengers. Jack, aware that the trailing news helicopters covering this emergency will inadvertently alert Payne, negotiates for the wounded bus driver to be evacuated from the moving bus. Payne agrees, but when he witnesses a terrified passenger named Helen recklessly trying to get off as well, he detonates a secondary explosive, which is a small bomb under the steps. This causes Helen to fall under the bus, where she is crushed to death beneath the wheels.
As they continue down the 105, they find out that the freeway is unfinished, as there is a 50 ft gap in the upcoming freeway flyover. Jack orders Annie to floor it and they reach 70 miles per hour. The bus manages to jump the gap with room to spare.
Aftermath of The Bus Incident
|“||It was the watch that led him to me, wasn't it? Huh? It seemed a little hammy to me to build a bomb out of my precious retirement gift, but, you know, I figured a sign that said "Howard Payne" would be pushing it.||„|
|~ Payne gloating over Harry's death to Jack.|
Later, Harry learns about Payne's past as a bomb squad sergeant. He assembles a team which attempts to storm Payne's apparent residence, but Payne has already rigged the retirement house with a bomb which explodes, killing all the SWAT personnel. When Payne gloats to Jack about Harry's death, Jack has a brief meltdown.
|“||You still don't get it, do you, Jack? The beauty of it. A bomb is made to explode. That's its meaning, its purpose. Your life is empty because you spend it trying to stop the bomb from becoming. And for who? For what? You know what a bomb is, Jack, that doesn't explode? It is a cheap gold watch, buddy! (Jack: You're crazy! You're f***in' crazy!) No! Poor people are crazy, Jack. I'm eccentric.||„|
|~ Payne confronting Jack while holding Annie hostage.|
Final Fight on The Subway Rooftop and Demise
|“||What do you do, Jack? Huh, what do you do? You're so smart, right, Jack? You piece of S***! I'm the guy with a plan, 'cause I'm smarter than you! I'M SMARTER THAN YOU!! (Jack: Oh, yeah? Well, I'm taller!!)||„|
|~ Howard Payne's last words before his death.|
|“||Poor people are crazy, Jack! I'm eccentric.||„|
|~ Payne showing his greedy side.|
It is implied that Payne seems to enjoy killing people and derives pleasure and joy from inflicting pain, suffering, and the fear of death into other characters, as he is shown to snicker evilly and sadistically when he does so. He is a very brutal, violent, dangerous, and deadly monster, always willing to kill anyone without any hesitation and reluctance, even drastically going as far as blowing up and killing the whole city of Los Angeles if he has to in order to get what he wants, even innocent men, women, and even children. And while there were only twelve people killed by Payne, he still threatened the entire city putting lives at risk.
When he did kill those twelve people, Payne did so without showing or feeling any mercy, pity, or guilt. Payne is also a highly intelligent master of disguise and destruction, and he is able to escape from a huge police force. He is also able to think up of a truly destructive plan, is able to single-handedly rig his booby trapped places of interest as well as play the cat and mouse chase game (a battle of the wits and wills) with Los Angeles Police Department S.W.A.T. team officer Jack Traven, which he almost won.